Credit Check & Additional Financial Probity Checks

 

CREDIT & FINANCIAL CHECKS

Financial Checks verify the integrity and financial probity of a candidate. As an integral risk mitigation exercise, financial checks can:

  • Assist you to meet mandatory legal requirements (for specific roles)
  • Give you authority to know who you’re hiring
  • Ensure you avoid costly hiring errors
  • Save you time to screen / train / shortlist / interview the wrong candidates
  • Avoid negative impact on productivity / productivity loss
  • Avoid unnecessary impact on other staff because of hiring errors

WorkPro can undertake a number of Financial Checks on your candidate. These include:

  • Credit Check
  • Bankruptcy Check
  • Civil Litigation Check
  • Financial Regulatory Check

CREDIT CHECK – An online search of an Australian Credit Bureau reveals the candidate’s judgements, summonses and any other public record notice. Records date back 7 years.

BANKRUPTCY – An online search of the Insolvency and Trustee Service Australia database to reveal any bankruptcy records.
Details revealed includes name and address, occupation and business name, date declared and discharge date, action type and overall summary. Records date back to 1901.

CIVIL LITIGATION – A search of the Federal Courts’ and/or State Courts’ databases. The Federal Court search is an Australian wide search on matters before the Federal and Federal Magistrates Court. State Courts look after laws that are particular to their respective states. Each state has different court systems and searches are conducted on a state by state basis. Results reveal the case number, court Name, date the case was heard and name of the plaintiffs.

For Federal, records date back to 1984. For States NSW, VIC, WA, ACT, and TAS, records date back over 10 years. For QLD records date back to 1996 and for SA, records date back to 1988.

FEDERAL REGULATORY CHECK – A search of the registers held by the Australian Prudential Regulation Authority (APRA) and the Australian Securities and Investments Commission (ASIC) to reveal banned and disqualified persons, to confirm licence holders in the financial services sector and to reveal if the candidate is subject to any Enforceable Undertakings. For international persons, the relevant country regulatory authority registered are searched for the purposes of this search.

Australian registers date back to 1991
International checks date back to various times, more information can be provided upon request.

A public record enquiry report is provided

CREDIT CHECK

What are the requirements to conduct the search?

  • Full name;
  • Date of Birth; and
  • ddress

What is reported as an alert?

Potential and Exact matches to the candidate identification details are reported as variances.

Is documentary evidence of the result produced?

Yes.

BANKRUPTCY CHECK

What is the related legislation?

Bankruptcy Act 1966

What are the requirements to conduct the search?

  • Full name;
  • Date of birth; and
  • Address

What is reported as an alert?

Potential and exact matches. A surname and first name with no Date of birth is considered a potential match. A surname, first name and Date of birth are considered an exact match.

CIVIL LITIGATION CHECK

What is the list of courts used for the search?

FEDERAL COURT SEARCH
-Consumer Protection Matter
-Competition Matter (ACCC)
-Corporation Law
-Taxation Matter
-Intellectual Property Law
-Bill of Costs
-Migration
-Bankruptcy

STATE COURT SEARCH
NEW SOUTH WALES
-Supreme Court
-Court of Appeal
-Court of Criminal Appeal
-Land and Environment Court
-Industrial Relations Commission
-Administrative Decisions Tribunal
-District Court

VICTORIA
-Supreme Court
-County Court
-Magistrates Court (Listed Matters)

QUEENSLAND
-Supreme Court
-District Court

SOUTH AUSTRALIA
WESTERN AUSTRALIA
NORTHERN TERRITORY
TASMANIA
-Supreme Courts

Are there any limitations?

The level of information released may vary across the courts and local courts are not searched.

What are the requirements to conduct the search?

  • Full name
  • Date of birth
  • Address (es)

What is reported as an alert?

Exact matches to the candidate’s identity details.

Is documentary evidence of the result produced?

Yes.

FINANCIAL REGULATORY CHECK

What are the requirements to conduct the search?

  • Full name; and
  • Date of birth.

What is reported as an alert?

An exact match to the Candidate’s name.

Is documentary evidence of the result produced?

Yes.

Inductions & eLearning

If you employ people you have a legal responsibility to ensure you provide WHS and EEO induction training for new employees to minimise the risk of work related injury.

WorkPro takes the complexity out of this compliance for you and provides an online solution that delivers and manages these mandatory training requirements. Easily and confidently fulfil your legal obligations, protect your staff and access your information whenever and wherever you need it. Benefit from:

  • Legally Approved Content
  • Web-based management, monitoring and delivery
  • A Friendly Pricing Structure

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We can also help you with

  • Access a practical course library that is job and industry based.

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  • Track & manage the currency of your employees licences.

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  • Access to instant, transparent information through seamless VEVO integration.

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